Selling your house: carrying out viewings
At last the house is on the market and the estate agents have worked their magic. You’ve got a viewing booked in and you’re trying to not get too excited about the prospect that the next couple who walk in could be buying your house. There are two options for viewings; viewings conducted by the...
Selling your house: the snag list
You’ve decided to sell the house and you’ve selected the right estate agent, now it’s time to fix all those little jobs that have needed doing for weeks, months or years, in order to ensure you get the best price for your house. You know what it’s like, after a while living in your house...
Selling your house: Choosing an Estate Agent
Here at H&D towers, we’ve decided to move house again, after 2 wonderful years living by the sea, we’re going inland again back to mid-Kent. Now we’ve lived in 4 houses in 10 years so we’re somewhere between amateur and experts at the moving game, but there are still some difficult decisions to take when...
Should you rent or buy?
Is it sensible to ‘buy’ a house if actually you are just renting it from the bank or building society? If your mortgage on a 4 bed house in the Kentish suburbs is £1500 a month, and £1200 of that is the interest,… and you could rent a 4 bed house for £1000 a month,...
New York Times: Rent or Buy Calculator
Just a quick note to say have a play with this rent or buy calculator, and let me know how you get on. Usual caveats apply: this is general statistical modelling and not specific to your financial situation. Don’t make decisions based on this, but talk to a financial advisor before making any financial decisions....
Property Problems
If the media is to be believed and a double dip recession really is just around the corner, what are the consequences likely to be for homeowners? And could the current financial climate even be turned to your advantage? Should the economy go into a second recession in a handful of years, it’s likely that...
DIY Credit Repair
Today’s economic climate means lenders are shy with dishing out credit, so if you’re looking to borrow money, your credit rating better be good. From mortgages to financing DIY projects; a good credit rating means you should be able to borrow at more favourable rates or avoid being turned down altogether. Even if you have...
